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New Jersey Buyer Closing Costs

Average Buyer's Closing Costs

~2–3% of Sales Price

LEGAL COSTS  
Attorney Fee $1,500–$2,500
Survey Fee $650–$800 Single Family Home
Title Search Fee $250–$500
Title Insurance Premiums These fees vary. Your attorney can
provide a schedule of New Jersey rates
MORTGAGE COSTS  
Application Fee $300–$600
Appraisal Fee $400–$600
Miscellaneous Costs ie. Points and PMI should be
discussed with your lender
INSPECTION COSTS  
Home Inspection $400–$750
Radon Inspection $120–$300
Termite Inspection $100–$200
Oil Tank Inspection $400–$500
Septic Tank $750–$1,000
Additional Costs May include structural engineering,
chimney inspection, mold
~ ADDITIONAL EXPENSES
• Homeowners insurance
• Flood Insurance (when applicable for buyers)
• 2 months of taxes in reserve
• 2 months of Homeowners Insurance
• Realty Transfer Tax
COMMISSION  
Buyer Agent Per your buyer representation agreement

Let's Work Together

Craig operates at the intersection of two of the most competitive real estate markets in the country — New Jersey and New York. For sellers, his foundation in marketing and sales translates into precise positioning, commanding attention from qualified buyers. For buyers, he brings the market intelligence and negotiating instincts to move decisively — and land on the right terms. Discreet, strategic, and unconditionally in your corner.

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